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Home›Category: "Capital"
  • Direct Lenders: Everything You Need to Know | Payday Champion
    Capital
    By Macie Vincent
    March 31, 2022
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    Direct Lenders: Everything You Need to Know | Payday Champion

    What Is a Direct Loan? Direct loans are one of the types of loans that are made between a lender and the borrower without third-party involvement. Direct ...
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  • Important Things to Consider Prior to Choosing a Website for Online Payday Loans Direct Lenders
    Capital
    By Macie Vincent
    January 12, 2022
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    Important Things to Consider Prior to Choosing a Website for Online Payday Loans Direct Lenders

    When you are considering a payday loan it is important to consider the following factors that you should be aware of. These elements will help to make ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Hospitality Ventures Management Group (HVMG) Steps Up Management and Receivership of Lender-Owned Real Estate (REO)

    ATLANTA–(BUSINESS WIRE)–Hospitality Ventures Management Group (HVMG), a private Atlanta-based hotel investment, ownership and management firm, today announced that it has begun to ramp up its management ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Cyber ​​Monday sales estimated at $10 billion and $12 billion – WWD

    Cyber ​​Monday 2020 is seen as another record high, as consumers flock to websites for holiday gifts and largely avoid stores. Adobe is waiting Cyber ​​Monday ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    What no one tells you about buying a home

    Buying a house seems simple enough – you look at ads, visit some houses, get a mortgage for something in your price range, sign on the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    The “lipstick effect” benefits the advertising efforts of the skincare and beauty industry

    Marc Jacobs once said, “Makeup is the final touch, the final accessory.” In 2019, the global beauty industry was valued at $532 billionwith cosmetics – including ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    End Predatory Lending in New Mexico: Cap Annual Interest Rates at 36% | Opinion

    One of the top priorities of the current legislative session is to help New Mexicans recover from the unprecedented economic and public health emergency they have ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Craft beer enthusiasts go online as Clark County businesses turn to making

    Rachel Pinsky can be emailed at [email protected] Follow her on Instagram @couveeats and @rachelapinsky and on Facebook @coueeats. Photo Clark County Craft Brewers are weathering the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Small businesses join rush to return bailouts after rules overhaul

    “Every time the SBA releases a new interim rule, it seems to change the law or confuse it more,” she said. Mnuchin said borrowers could face ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Lenders must invest in improved customer experiences – or fall behind

    As the COVID-19 crisis continues to transform our economy, businesses that have been able to thrive and succeed are using technology to create differentiated customer-centric experiences. ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    10 companies that help MSMEs get easy access to credit

    The availability of digital infrastructure today enables Indian micro, small and medium enterprises (MSMEs) to rapidly increase their business footprint by overcoming challenges. However, the main ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How lenders are successfully fighting fraud during the Covid-19 pandemic

    Covid-19 has turned all of our lives upside down. As the economic impact is still uncertain but probably very significant, it is clear that we will ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    What is a Series LLC and Why Your Clients Should Care

    A slowing economy means your clients may have free time to better organize their business. One option you might suggest is for them to better protect ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How a team-based approach drives charity lending

    ANN ARBOR—Charity lenders who belong to a team lend far more than those who are alone, according to new studies by economists and computer scientists at ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Indian microfinance lenders could strike gold at the bottom of the heap – Nomura

    India’s specialty lenders serving smaller borrowers have achieved a scale and reach that will allow them to grow rapidly over the next few years, aided by ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Coronavirus fears could push mortgage rates past 4-year lows

    As coronavirus fears hit financial markets, US bond yields are falling, pushing mortgage rates that loosely track the 10-year Treasury yield to an eight-year low. They ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    The growing need for electronic signatures and remote online notarization

    Q: I am finalizing the sale of a house. I was able to do the document review electronically, but had to leave our self-quarantine status to ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    SBA unveils rules for $284.5 billion stimulus package

    The US government has unveiled rules for the new $284.5 billion round of its popular Paycheck Protection Program (PPP), which is expected to begin accepting applications ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    QuantumScape shows loss and shows progress in battery development

    QuantumScape (QS 4.54% ) reported a first-quarter loss of $694.7 million as a public company, but investors were more focused on its progress toward commercializing its ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Mortgage technology is essential for lenders and title companies in 2021

    As the country embraces technology more than ever, lenders and title companies have the opportunity to harness the possibilities of mortgage technology to connect with consumers ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    loans in the time of COVID-19 | Spilman Thomas & Battle, LLC

    No one can predict all the effects of the pandemic on the borrower/lender relationship, but some of these effects will be severe. Both parties place great ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Know how and when to apply for a home loan in 2021

    Pre-qualifying for a mortgage loan is often the first step towards home ownership. If you’ve never done this before, you may not know where to start. ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Average Auto Refinance Interest Rates: March 2021

    Average APR by credit level and term for auto refinance loans this month Average Monthly Auto Refinance Savings in January and February 2021 March 2021 auto ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Fiserv Named Best Digital Mortgage Company at 2020 FinTech Breakthrough Awards

    BROOKFIELD, Wis.–(BUSINESS WIRE)–Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payment technology solutions and financial services, has been named Best Digital Mortgage Company at the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    New Users and Clunky Apps Add to UPI Failures at PSBs

    Transaction failures on Unified Payments Interface (IPU) are on the rise, led by public banks. However, according to the National Payments Council of India (NPCI), transaction ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    FTC Holding Identity Theft Awareness Week February 1-5, 2021 | Troutman pepper

    The Federal Trade Commission (FTC) has issued a Press release announcing Identity Theft Awareness Week from February 1-5, 2021. The week will feature a series of ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    A victim’s story – The New Indian Express

    Express press service KOZHIKODE: Jobesh Joseph from Thrissur, who lost his job with an event management company in Kozhikode when Covid hit, is among those who ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    China bans micro-lenders from offering new consumer loans to students

    Adds details, background BEIJING, March 17 (Reuters) – China’s top banking regulator said on Wednesday it had banned micro-lenders from issuing new consumer loans to students ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Main Street Lending Program: Lender Registration Now Open | Vide Rome LLP

    On June 15, 2020, the Federal Reserve Bank of Boston (“Boston Fed”), which administers the Main Street Lending Program (“MSLP”), announced that the program is now ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Eliminate Your Blues – The New Indian Express

    Express press service KOCHI: They say the way to a person’s heart is through their stomach. If that’s true, then what can fix our stomachs right ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Making Donuts: It’s the Latest COVID Culinary Trend

    “At the end of the day, you can’t go wrong with a donut.” That of Venessa Cavicchi Downing, co-owner and head of retail and media operations ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Best Cyber ​​Monday deals on Amazon, Walmart, Target, Best Buy

    Many businesses featured on Money advertise with us. The opinions are our own, but the compensation and extensive research determines where and how businesses can appear. ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Oral Roberts surprises Florida for a historic spot in the Sweet 16

    For most of Sunday’s second half, Florida kept Oral Roberts and NCAA history at bay. But the Golden Eagles would not be denied, riding a late ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Stocks in the news: Future Retail, RIL, Easy Trip Planners, Bharti Airtel, Adani Green

    Domestic stock market Sensex and Nifty are expected to open lower on Friday following weak global signals and negative trading in Nifty futures on the Singapore ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Hospital builders in Turkey agree to €1.1bn loan restructuring – sources

    By Ebru Tuncay, Jonathan Spicer ISTANBUL (Reuters) – The two companies building the stalled Etlik mega hospital in Ankara agreed to one of Turkey’s biggest loan ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    EIA Raises Oil Price Forecast | Rigzone

    The U.S. Energy Information Administration (EIA) has raised its oil price forecast for 2020 and beyond, its latest Short-Term Energy Outlook (STEO) report has revealed. The ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Is the US shale boom really slowing down? | Rigzone

    Since taking off in 2008, America’s shale oil revolution is probably the biggest energy story since the end of World War II. U.S. crude oil production ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Alabama Power’s Toni Robinson is an unsung hero connecting customers to colleagues

    Toni Robinson is an unsung hero in and out of the workplace. Robinson worked at Alabama Power for 13 years and is an Information Systems analyst ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    COVID-19 and mortgages for the self-employed – Santa Cruz Sentinel

    The mortgage industry treats self-employed borrowers differently and during this time of COVID-19 the rules have been stepped up. While being self-employed certainly has its advantages, ...
    Read More
  • Capital
    By Macie Vincent
    March 22, 2021
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    Sportswriting startup hits $500 million valuation

    Athleticisma subscription-based sports website that contains no ads, raised $50 million in a Series D led by Bedrock Capital which values ​​the company at approximately $500 ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Anyone who refinances a student loan with online lender CommonBond can now access high-yield savings

    Marco_Piunti/Getty CommonBond now offers a high yield cash account. You can save tons of money by refinance your student loans at a lower interest rate. Since ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Exclusive: Online lender SoFi explores deal to go public

    © Reuters. FILE PHOTO: SoFi CEO Anthony Noto pictured in 2015 By Joshua Franklin and David French (Reuters) – Online lending startup Social Finance Inc (SoFi) ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How to report identity theft

    Identity theft is a highly disruptive crime that can have a disturbing financial impact on individuals and businesses. Even with the better protection against identity theftcriminals ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    We were fed up with your attitude, we had to accept RIL’s offer: Biyani at Amazon

    Kishore Biyani, Future Coupons and Future Corporate Resources said that completely disillusioned and fed up with Amazon’s nonchalant attitude, they had no choice but ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    COVID Relief Bill: Changes to the Paycheck Protection Program and New Loan Terms

    On December 27, 2020, the President signed the Consolidated Appropriations Act of 2021 (“2021 Act”), which contains the Economic Relief for Small Businesses, Nonprofits, and Hard-Hit ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Property Tax Assessment and What It Means

    What factors influence your property tax bill? Your property taxes are calculated according to your taxation. But your tax assessment itself is determined by a number ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Bank of Baroda to instruct agencies to review Rs 4 lakh crore NBFC loans

    🔊 Listen to this article India’s third-largest bank by loan size, Bank of Baroda, has appointed agencies to monitor NBFC’s entire loan portfolio on behalf of ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Electronic Mortgage Record System – MERS Definition

    What is a Mortgage Electronic Records System (MERS)? The Mortgage Electronic Records System (MERS) is a database created by the mortgage industry. A confidential electronic registry ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    FHA Deputy Assistant Secretary for Single Family Housing Discusses HECM Plans for 2021

    The Federal Housing Administration (FHA) has seized the opportunity in responding to the impacts of the COVID-19 coronavirus pandemic, and has a series of key priorities ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Prosper, LendingClub and VPC form the American Fintech Council

    US peer-to-peer lending platform Prosper, former P2P platform LendingClub and Victory Park Capital (VPC) are among the founding members of the new US Fintech Council (AFC). ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    New York small businesses still awaiting federal loans in second round of funding

    His candidacy has been under review since mid-March, he said. Chase spokeswoman Anne Pace said the company could not comment on individual customers, but the bank ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How to Win a Bidding War in 2021, According to Agents of Redfin

    SEATTLE, February 23, 2021 /PRNewswire/ — (NASDAQ: RDFN) — Today’s housing market is one of the most competitive in history, with 56% of Redfin housing offerings ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Business Bulletin: When and How to Use a Payday Lender and Other Personal Financial Advice

    Q: The coronavirus pandemic is currently creating a sensitive source of anxiety for personal finances. What suggestions and advice can BBB provide regarding personal finance at ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Fundraising, Fog and Frida (Finally!) • The Nob Hill Gazette

    San Francisco is slowly emerging from its COVID-19 cocoon. But we are not out of the woods yet. Last month, FOG Design + Art announced, alas, ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Ant Group stops offering sales of online deposit products in Chinese banks

    FILE PHOTO: A sign of Ant Group is seen during the World Internet Conference (WIC) in Wuzhen, Zhejiang province, China November 23, 2020. REUTERS/Aly Song BEIJING ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Lloyds slashes mortgages to 10% – but thousands of first-time buyers won’t be eligible

    The lender relaunched its mortgages at rock bottom, but said new builds will be barred from proceeds and buyers will have to clear several other hurdles ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Fair Lending Considerations in a COVID-19 World: U.S. Paycheck Protection Program Issues | Goodwin

    The first wave of class actions related to the COVID-19 pandemic is here, including a number of cases regarding the so-called “gating” eligibility rules that are ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Microfinancers accused of assault

    Representatives of a private micro-finance company were charged with abusing, threatening and attempting to assault a borrower, S. Arjunan, who runs a tea shop here on ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Wall Street braces for assault on UK banks

    As Metro Bank’s new chief executive revealed an annual loss on Wednesday and outlined a new stimulus package, he asked reporters to be gentle with their ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Big Picture Loans Wins Big Victory for Tribal Lenders in Sovereign Immunity Case | Bradley Arant Boult Cummings LLP

    In a recent decision by the Fourth Circuit, Big Picture Loans, LLC, an online lender owned and operated by the Lac Vieux Desert Band of Lake ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Best AirPods Pro deal: Black Friday Sale at Walmart, Amazon

    Money can earn a commission when you click on the products and services below. The opinions are ours, but compensation and in-depth research determine where and ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Why Apple could be hit by a recession

    Apple (NASDAQ: AAPL) has long been a market darling, delivering huge gains to investors throughout its history. Shares of the iPhone maker have risen over the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Real Estate Industry Alert Tracking – Issue 1 of December 2020 | Kelley Drye & Warren LLP

    Federal Court upholds New York law making personal guarantees in commercial leases unenforceable On November 25, 2020, the United States District Court for the Southern District ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    What to expect from director Rohit Chopra’s CFPB

    President Biden has appointed Rohit Chopra, Commissioner of the Federal Trade Commission (FTC), as director of the Consumer Financial Protection Bureau (CFPB). Commissioner Chopra served as ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Update: Search feature provides overview of payroll protection loans in Delaware, nationwide

    The nonprofit journalism site ProPublica published a search feature on Payroll Protection Program Loans in Delaware and across the country. The site added functionality based on ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    6 good reasons to take the plunge and buy a house

    Image source: Getty Images Are you hesitant to buy a house? Read this to help you decide. . There was a time when owning a home ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Santander Bank Adopts Roostify’s Digital Mortgage and Equity Solution

    BOSTON and SAN FRANCISCO, September 24, 2020 / PRNewswire / – Santander Bank today announced that it is partnering with Roostify on its digital home loan ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Top 10 Saudi banks show improved profitability

    RIYADH: Saudi Arabia’s 10 largest banks showed signs of improving profitability as lenders saw increased operating income and reduced provisions, according to a new report released ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    California State University, Long Beach – Student Success Center

    Project description To close achievement gaps and improve graduation rates among at-risk student groups, California State Long Beach (CSULB) transformed a 1950s campus building into a ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Cut Them to the Past – New COVID Stimulus Program Should Rule Out Any Chance of Plaintiff Winning in Agent Fee Class Actions | Balch & Bingham LLP

    Congress has passed a new COVID-19 stimulus package containing a significant amendment to the CARES Act that should rule out any possibility that plaintiffs in the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Loan modifications as a result of COVID-19 | Lowndes

    Given the economic impact of COVID-19, monetary and non-monetary defaults on commercial loans are likely in the weeks and months to come, if not already a ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    What to know and should you take one?

    You can take a cooking class to become a better home chef or a computer class to develop your professional skills. But what about a class ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Soldiers launch program to teach life skills to service members

    The goal is to create stronger soldiers for today’s armed forces by developing courses that teach life skills. TEMPLE, Texas— Life skills for soldiers is not ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Masked soldier: the army doubles the number of face masks until 2021

    Here’s what you need to remember: Prototypes of the APFU-M are under development and the Army is working with the US Air Force and United States ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How to stop crooks who look like your bank

    If you ever get a call from someone claiming to be a customer service agent at your bank, brake before answering questions, even if they have ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Current Mortgage Refinance Rates – March 19, 2021: Rates Keep Rising

    While this does not influence our opinions on the products, we may receive compensation from partners whose offers appear here. We are by your side, always. ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Bank Sharia Indonesia vying for a place among leading Islamic banks

    Indonesia, the world’s largest Muslim-majority country, may have been quite late in Islamic trade (Sharia) compared to other countries, but the mood in the country is ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Small lenders win as Vista Equity’s Smith challenges fintech

    Robert Smith, Founder, Chairman and CEO of Vista Equity Partners, issued the challenge to Finastra executives on March 30. Within a week, he took the first ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    How COVID-19 has shaped the push for remote online notarizations

    the Coronavirus pandemic exposed the fragility of the real estate ecosystem, but there is an opportunity to emerge from this experience with rediscovered transparency and cohesion ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    New SBA Questionnaire Raises Stakes For Businesses That Have Borrowed Over $ 2 Million In P3 Loans | Fisher phillips

    The Small Business Administration (SBA) has issued Loan Needs Questionnaires that lenders must send to more than 50,000 borrowers who have received $ 2 million or ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Jack Ma: Alibaba’s Jack Ma makes his first public appearance since October at an online conference: State media

    Jack Ma has resurfaced for the first time since the Chinese government began cracking down on its business empire nearly three months ago, appearing in a ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Credit card performance holds up at onset of recession

    Three months after the onset of a plunging recession, the performance of US credit card lenders is holding up relatively well despite intense pressure. Defaults and ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Signature Bank calls for Trump’s resignation

    For the first time in 20 years of history, prominent mortgage lender Signature Bank has published a commentary on the country’s policy calling for the resignation ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Angle PLC announces that CTCs harvested by Parsortix discover a new biomarker

    PARSORTIX HARVESTED CTCs DISCOVER NEW METASTATIC BIOMARKER The Parsortix system capable of harvesting difficult-to-detect mesenchymal CTCs The Cyr61 metastatic biomarker found by researchers in 40% of ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Galleries around the world expect to lose 70% of their revenue to coronavirus, survey finds + more stories

    Art Industry News is a daily digest of the most important developments in the art world and the art market. Here is what you need to ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Oasis Petroleum Begins Interest Payment Grace Period to Continue Discussions with Lenders and Noteholders

    HOUSTON, September 18, 2020 / PRNewswire / – Oasis Petroleum Inc. (NASDAQ: OAS) (“Oasis Petroleum” or the “Company”) today announced that the Company has elected to ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    India and Finland announce ambitious digital and sustainable partnerships, Telecom News, ET Telecom

    New Delhi: Prime Minister Narendra Modi and Finnish Prime Minister Sanna Marin at the India-Finland Virtual Summit in New Delhi. New Delhi: Prime Minister Narendra modi ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Netfin Acquisition Corp. and Triterras Fintech Pte. Ltd.

    NEW YORK, November 10, 2020 (GLOBE NEWSWIRE) – Netfin Acquisition Corp. (Nasdaq: NFIN, NFINW) (“Netfin”) (“Netfin”) and Triterras Fintech Pte. Ltd. (“Triterras Fintech”) jointly announced today ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    New Mexico May End Predatory Lending by Capping Interest Rates at 36% | My opinion

    A top priority for the current legislative session is to help New Mexicans recover from the unprecedented economic and public health emergency they have faced over ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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    Japan Ends Government Use of Line App After Chinese Access Personal Data, Telecom News, ET Telecom

    Tokyo: The Japanese government and all its affiliated agencies and departments have suspended use of the popular Line messaging app after it was revealed that the ...
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  • Capital
    By Macie Vincent
    March 22, 2021
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