In most states in the United States, purchasing at least the minimum amounts of certain types of auto insurance coverage is legally required. Besides your location, your age (except in Hawaii) and your driving history, the make and model of your car can have a significant impact on your insurance cost. Some vehicles are less expensive to insure than others, and prices also vary from insurer to insurer.

Leading automaker Hyundai Motor Company is known for its affordable family cars that are packed with features and stay on budget. Since Hyundai offers a range of different models, auto insurance rates can vary widely from provider to provider. Nationally, the average cost for full coverage auto insurance is $ 1,674. Depending on the type of Hyundai vehicle you own and your personal valuation factors, your insurance policy may cost more or less than the national average.

Auto insurance for Hyundai: by model

The cheapest auto insurance companies for Hyundai Elantra

The compact Elantra sedan combines style, comfort and convenience in one practical and economical model. The Elantra is available in standard, hybrid and turbocharged versions and has been praised by consumers and critics for its exceptional interior design, safety features and ease of driving. Auto insurance for an Elantra costs an average of $ 1,090 per year for full coverage with USAA, but the provider is exclusive to military personnel and their families. Erie’s average full coverage rate for the Elantra is around $ 1,274, while Amica and Geico average $ 1,297 and $ 1,300, respectively. The country’s largest insurer, State Farm, is the most expensive on our list for this model at $ 1,495.

The cheapest auto insurance companies for Hyundai Ioniq

Rugged, fuel efficient and durable, the Ioniq is designed for those who value economy over flashy exteriors. This small, compact sedan is available in hybrid and plug-in hybrid versions, offers excellent gas mileage and offers the comfort and benefits expected from Hyundai. USAA is again proving to be the most affordable insurance for Hyundai Ioniq with an average of $ 1,237 per year for full coverage, while Amica follows closely behind with an average of $ 1,391. For no-frills coverage, Geico offers a mid-range price tag at $ 1,413. State Farm and Erie Insurance are on the higher side for full coverage at $ 1,485 and $ 1,526, respectively.

The cheapest auto insurance companies for Hyundai Santa Fe

Mid-size SUV with quality interiors, ample cargo space and good fuel economy, the Santa Fe is for drivers who want to combine style and comfort with functionality. USAA has the cheapest rates for minimum and full coverage auto insurance for the Hyundai Santa Fe at $ 346 and $ 1,092 per year, respectively, but you are only eligible if you are a member of the military. retired or active or an eligible family member. The full coverage rates offered by Erie Insurance are a few hundred dollars cheaper than the national average at $ 1,179, while Amica is also relatively affordable at $ 1,196. Popular insurer Geico sits in the middle with slightly higher but still economical rates at $ 1,227, while State Farm sits on the higher end of the spectrum at $ 1,406.

The cheapest auto insurance companies for Hyundai Sonata

Family sedans aren’t famous for getting attention, but the Hyundai Sonata does. The Sonata is stylish, has enough room for five passengers, has modern amenities and is affordable. Insurance for a Hyundai Sonata will cost you an average of $ 1,143 per year for full coverage if you choose USAA. Geico costs an average of $ 1,353, Amica $ 1,392 and Erie $ 1,419. If you choose State Farm, expect to spend an average of $ 1,505 per year for full coverage.

The cheapest auto insurance companies for Hyundai Tucson

Muscular, spacious and less expensive than many other small SUVs, the Hyundai Tucson is practical and stylish. It’s also relatively affordable to insure, with USAA and Geico offering comprehensive coverage at an average annual rate of $ 1,070 and $ 1,064, respectively. Amica’s average rate for full coverage auto insurance for Hyundai Tucson is around $ 1,189, Erie Insurance offers coverage at $ 1,278, while State Farm does the same for $ 1,324.

Other auto insurance coverages for Hyundai

Your state’s minimum coverage is enough to allow you to drive legally, but when your vehicle is new, expensive, high-end, or your only mode of transportation, purchasing additional coverage may be a good choice to protect your vehicle. investment. Here are some common auto insurance coverage options that you may want to consider for your Hyundai:

• Collision and Full Coverage: These two types of coverage are required if you have a loan or lease on your vehicle and add financial protection for damage to your car.
• GAP Insurance: This option is designed to pay off an outstanding loan amount on a stolen or totaled car.
• OEM Replacement Parts: Original Equipment Manufacturer (OEM) coverage can help ensure your vehicle is serviced with genuine parts.
• Roadside Assistance Coverage: This rider can help you get a tow, lockout, or other type of roadside assistance if your vehicle breaks down.
• New Car Replacement Coverage: This option is designed to pay for a new car if your current vehicle is stolen or totaled within a certain time frame. Usually, only vehicles that are a few model years old will be eligible.
• Protection for uninsured motorists and underinsured motorists: These two types of coverage cover you for damage caused by drivers without insurance or not enough insurance to pay for your damages.

Methodology

Bankrate uses Quadrant Information Services to analyze 2021 rates for all zip codes and carriers in all 50 states and Washington, DC Rates shown are based on a 40 year old male and female driver with a clean driving record , good credit and the following comprehensive coverage limits:

• $ 100,000 of civil liability for bodily injury per person
• $ 300,000 liability for bodily injury per accident
• Civil liability for property damage of $ 50,000 per accident
• $ 100,000 in bodily injury caused by an uninsured motorist per person
• $ 300,000 in uninsured bodily injury per accident to a motorist
• $ 500 collision deductible
• Global deductible of $ 500

To determine the minimum coverage limits, Bankrate used a minimum coverage that meets the requirements of each state. Our base profile drivers own a 2019 Hyundai of the following models, commute five days a week and drive 12,000 miles a year:

• Hyundai Elantra
• Hyundai Ioniq
• Hyundai Santa Fe
• Hyundai Sonata
• Hyundai tucson

These are sample rates and should only be used for comparison purposes.